Terms of Use
Agreement
By using Momo you agree to these terms and to Apple’s Licensed Application End User License Agreement, which applies to apps from the App Store. Where they differ, Apple’s agreement prevails for what it covers.
The app
Momo is a personal budgeting tool. Its numbers come from what you write down and from what it reads on your receipts; check them before you rely on them. Momo’s tips and answers, including those of the on-device AI, are general and are not financial, tax, investment or legal advice.
Momo Pro
Momo Pro is an auto-renewing yearly subscription bought through the App Store, with a free trial for new subscribers where offered. Payment is charged to your Apple Account when you confirm the purchase, or when the trial ends. It renews automatically unless cancelled at least 24 hours before the end of the current period; you can manage and cancel it in your device’s Settings › Apple Account › Subscriptions. Refunds are handled by Apple. If you cancel during the trial, nothing is charged.
Shared budgets
When you share a budget, everyone in it can see and change its entries. You are responsible for whom you invite.
Your data
Your data is yours and stays on your devices (see the Privacy Policy). Keep your devices backed up: as we hold no copy, we cannot restore lost data.
Acceptable use
Don’t use Momo to break the law or to harm others, and don’t try to break or reverse-engineer the app’s protections.
No warranty
Momo is provided “as is”. To the extent the law allows, we make no warranties and are not liable for indirect or consequential losses, or for losses from decisions made with the app. Nothing in these terms limits rights you have as a consumer that cannot be limited.
Changes and contact
We may update these terms; the new version is posted here with a new date. Questions: support@momobudget.com.